Modern property under construction
AI-Powered Underwriting

Fast Capital for Real Estate Investors

Close your next deal with confidence. FlipCap delivers hard money loans with AI-driven approvals so you never miss an opportunity.

No prepayment penaltiesClose in days

Why Investors Choose flipcap

We built FlipCap for investors who move fast. Our AI analyzes property values and flip metrics so you get quick, data-backed decisions.

Fast Approvals

AI-powered underwriting analyzes your deal in minutes, not weeks. Get a decision and close in as few as 5 days.

Flexible Terms

Customized loan structures that fit your project. Competitive rates, interest-only payments, and no prepayment penalties.

Nationwide Lending

Based in Georgia, funding deals across most US states. One trusted capital partner wherever your next project takes you.

Deal Engine

Calculate Your Deal

Adjust the sliders to estimate your monthly payment and see your AI pre-qualification score in real time.

$500,000
$100K$2M

$350,000

$150,000

$0$500,000

Drag to allocate the total between purchase and repair

$650,000
$150K$3M
12 months
3 mo24 mo
13%
12%18%

Monthly Interest-Only Payment

$5,417

Total Interest$65,000
Principal (Due at Exit)$500,000
Total Repaid$565,000
AI Confidence Score

87%

LTV: 77% · Good

How It Works

From application to funding in 3 simple steps. No red tape, no runaround.

01

Submit Your Deal

Fill out a quick application with your property details and loan needs. Takes under 5 minutes.

02

AI Underwrites It

Our AI analyzes property values, comp data, and flip metrics to give you a fast, data-backed decision.

03

Get Funded

Receive your term sheet and close in as few as 5 days. We move at the speed of your deals.

Trusted by Investors Nationwide

Real investors, real deals, real results. Here's what our borrowers say.

"FlipCap funded my deal in 6 days when my bank said it would take 6 weeks. Their AI valuation was spot-on and the process was seamless. Already closed 3 deals with them."

Marcus J.

House Flipper, Atlanta

"The speed is unreal. I submitted my application on Monday, had a term sheet by Wednesday, and closed the following week. FlipCap understands investors."

Sarah T.

Real Estate Developer, Tampa

"I've worked with half a dozen hard money lenders. FlipCap's AI underwriting and transparent terms set them apart. No hidden fees, no surprises. Just fast capital."

David R.

Portfolio Investor, Charlotte

Ready to Fund Your Next Deal?

Apply in under 5 minutes. Our AI delivers a pre-qualification decision fast, so you can move on your next investment without delay.

Start Your Application
flipcap

Fast capital for real estate investors. AI-powered underwriting for quick decisions on fix & flip, bridge, and specialty loans.

Get In Touch

FlipCap is a private hard money lender. All loans are for business/investment purposes only. FlipCap does not provide consumer residential mortgage loans. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, property, and other factors. This is not a commitment to lend. Equal opportunity lender.

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